ABSTRACT
It is for an online comprehensive solution to manage internet banking. This will be accessible to all customers who have a valid user id and password. This system provides the following facilities………
- Balance enquiry
- Funds transfer to another account in the same bank
- Request for cheque book/change of address/stop payment of cheques.
- Viewing monthly and annual statements
In India, a number of banks have either gone for Internet Banking or are on the verge of going for it. Internet Banking System I am talking about is different from what was possible up to now – off line information or few limited services. I am talking about the type that enables the customer to transact business on line in real time.
The Internet Banking System provides the facilities like Balance Enquiry, Funds transfer to another account in the same bank, Request for cheque book /change of address/stop payment of cheques and Viewing monthly and annual statements. The Internet Banking System has developed a new security infrastructure for conducting commerce on the Internet. The initiative, called BankID, aims to become a national ID infrastructure supporting services such as authentication and digital signatures for the entire authentication population.
Many researchers expect rapid growth in customers using online banking products and services. The Internet Banking System allows customer contact through increased geographical reach and lower cost delivery channels. Customers can reach a given institution from literally anywhere in the world. Management must understand the risks associated with The Internet Banking System before they make a decision to develop a particular class of business. Management should have the skills to effectively evaluate internet banking technologies and products. Use the Internet Banking System, the choice is yours. Make it wisely.
EXISTING SYSTEM:
- Existing system is a manual system it will not provide the online system
- Existing system does not provide the separate login for the user (customer).
- Existing system does not provide the online transaction facility.
- This system does not give the update account information for the customer
PROPOSED SYSTEM:
The development of this new system contains the following activities, which try to develop on-line application by keeping the entire process in the view of data base integration approach.
- Customer must have a valid user ID and password to login to the system
- If a wrong password is given thrice in the session, that account will be locked and the customer will not be able to use it. When an invalid password is entered a warning is given to the user than the count going to get locked.
- After the valid user logs in he is shown the list of accounts he has with the bank.
- On selecting the desired account he is taken to a page which shows the present balance in that particular account number. User can view his monthly as well as annual statements. He can also take print out of the same.
- User can transfer funds from his account to any other account with this bank.
SOFTWARE REQUIREMENTS:
• Web Technologies : HTML, CSS, JS. JSP
• Programming Language : Java
• Database Connectivity : JDBC
• Backend Database : MySQL
• Operating System : Windows 08/10
HARDWARE REQUIREMENTS:
• Pentium processor : Core I3
• RAM Capacity : 2GB
• Hard Disk : 250GB
• Monitor : 15’’ Color Monitor
